What is a Credit Card Payoff Calculator?

This tool helps you estimate how long it will take to pay off your credit card balance and how much interest you will pay over time.

How to Use?

• Enter your current credit card balance.
• Input the annual interest rate.
• Provide your planned monthly payment amount.
• (Optional) Add an extra monthly payment to speed up debt repayment.
• Click "Calculate" to see your estimated payoff time, interest paid, and a breakdown of payments.

Why Use This Calculator?

Understanding your debt repayment timeline helps you plan better and avoid high interest costs.